Lead service
Fractional CFO
Senior finance leadership a few days a month, at a fraction of a full-time salary.
- Annual budgets and rolling forecasts
- 13-week cash-flow planning
- Board, lender and investor reporting
- Pricing, margin and growth decisions
Boutique fractional CFO practice · Clients nationwide
A finance department for businesses that don't need a full-time CFO.
Cube 10 is a boutique practice that gives growing companies and nonprofits senior financial leadership, clean books, and on-time filings for one fixed monthly fee.
Serving small businesses, nonprofits and individuals across the U.S., remotely and on site, with clients in California, Oregon, Nevada, Wyoming, Florida and New York, and international experience in China, Mexico, Chile and India.
Meet your CFO
Hi, I'm Jaime.
I've spent 40 years in accounting and finance, from bookkeeping and tax to business structures and investment analysis. Cube 10 is intentionally small: when you work with Cube 10, you work directly with me, not a rotating team.
I'm resourceful and entrepreneurial by nature, and I look at every client's finances with one goal in mind: making the most of the resources you already have.
- 40 years in accounting & finance
- One point of contact: me
- Clients in six states
Services
Strategy first, backed by clean books
Most clients start with fractional CFO work and add the bookkeeping and compliance that keeps it accurate. Pick what you need; the scope is written into your agreement.
Advisory
Financing & transactions
Help getting capital and buying or selling a business.
- SBA 7(a) and 504 loan packages
- Bank and lender relationship support
- Due diligence and quality-of-earnings prep
- Acquisition analysis and deal modeling
Bookkeeping
Transactions, reconciliations, payables and receivables in QuickBooks.
Monthly reporting
P&L, Balance Sheet, Cash Flow and budget variance by the 15th business day.
Payroll administration
Payroll runs and payroll tax filing review through your provider.
Sales & use tax
Returns prepared and filed with the CDTFA and other states.
Entity compliance
Statements of Information, annual reports and registered-agent coordination.
CPA coordination
Year-end books and schedules ready for your tax preparer.
How it works
From first call to monthly close
Every engagement follows the same four steps, so you know what happens next.
Intro call
30 minutes on where the business is and what decisions are coming.
Books review
A look at your current books, filings and reporting to find gaps.
Written agreement
Scope, a fixed monthly retainer and expense terms, agreed in writing.
Monthly close
Reports, filings and a CFO review every month, on a set calendar.
Fees
Clear pricing, no surprises
Fees are set together before work begins and written into your service agreement.
Most clients
Fixed monthly retainer
One fee we agree on together, the same every month, covering the recurring services in your agreement.
Projects
Hourly or fixed project
Loan packages, acquisitions, cleanups and other one-time work, quoted before it starts.
Pass-through costs
Expenses at cost
State filing fees and other out-of-pocket costs paid for you are invoiced at cost, with no markup, as separate line items.
Industries
Clients across industries, hands-on experience in each
Cube 10 serves owner-led organizations in a range of industries, and Jaime has hands-on experience working in them, not just reviewing their numbers from the outside. As a boutique practice, we take on a limited number of clients so each one gets senior attention.
Current clients
Who we serve today
- Education & conservation nonprofits
- Financial-education nonprofits
- OEM representatives
- Mortgage brokerage
- Commercial real estate
- Restaurants
- Interior design
- Life coaching
- Individuals & personal finances
Hands-on industry experience
Where Jaime has worked
- Hospitality
- Lumber & building supplies
- Electronics
- Biotech
- Gift
- Apparel & accessories
- Seafood
- Entertainment
Where we work
Remote across the U.S., with an international background
Cube 10 works remotely with clients in any state and travels on site when the work calls for it. Current clients include entities in California, Oregon, Nevada, Wyoming, Florida and New York. Jaime has worked in China, Mexico, Chile and India, so cross-border operations, foreign vendors and multi-currency books are familiar ground.
Nationwide
Any state, remote first
Monthly close, reporting and CFO meetings run remotely on a set calendar, wherever you're located.
- California
- Oregon
- Nevada
- Wyoming
- Florida
- New York
On site
Travel when it matters
In person for kickoffs, board meetings, lender visits and due diligence.
International
China · Mexico · Chile · India
Hands-on work experience in four countries, for businesses with operations, suppliers or customers abroad.
Contact
Let's talk about your numbers.
Send a short note about your business and what you need help with. I'll get back to you personally to set up a relaxed, 30-minute intro call.
Email
Phone
Website
Principal
Jaime Cuadra
Serving
Clients nationwide · based in San Diego